Banky Privacy Policy
Feb 14, 2025
Introduction
Welcome to Banky. Your privacy is important to us, and we are committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and protect your data when you use our website, mobile app, and financial services.
By using Banky’s services, you agree to the practices described in this policy.
Information We Collect
We may collect the following types of personal information:
Personal Identifiable Information (PII): Name, email, phone number, address, date of birth, Social Security Number (if applicable), and government-issued ID.
Financial Information (we may add it later, is it needed now?): Bank account details, and transaction history.
Usage Data: Interactions with our services.
Third-Party Data (may not be needed for now): Data from registered financial institutions, and identity verification services.
How We Use Your Information
We use your data to:
Provide, improve, and personalize our financial services.
Process transactions, payments, and withdrawals.
Prevent fraud, ensure security, and comply with legal obligations.
Offer customer support and respond to inquiries.
Send promotional communications (with opt-out options).
Sharing Your Information
We do not sell your personal data. However, we may share your information with:
Regulatory Authorities: To comply with financial and legal obligations.
Service Providers: Third parties that help us process payments, prevent fraud, and provide customer support.
Data Security
We implement industry-standard security measures, including encryption, multi-factor authentication, and access controls, to protect your data. However, no system is completely secure, and we encourage users to safeguard their account credentials.
Your Rights & Choices
Depending on your location, you may have the right to:
Access, correct, or delete your personal data.
Object to or restrict processing of your information.
Withdraw consent for marketing communications.
Request data portability.
To exercise these rights, contact us at privacy@banky.com.
Cookies & Tracking Technologies
We use cookies and similar technologies to enhance your experience. You can manage your cookie preferences through your browser settings.
Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on our website with the effective date.
Contact Us
If you have questions about this Privacy Policy, contact us at:
Banky Inc.
[Company Address]
Email: privacy@banky.com
Phone: [Insert Number]